It can be easier being green with electric car insurance
随着电动汽车销量的增长,立法也越来越接近控制排放, you may be looking for a more eco-friendly vehicle.
毕竟,汽车电池续航里程和充电选择每年都在改进. 将其与各种各样的电动汽车模型结合起来,它将成为传统汽油动力汽车的一个可行选择.
Frequently asked questions about electric car insurance
Do electric vehicles cost more to insure?
If you’re interested in purchasing an electric car,电动汽车pp王者电子官网可能更贵的主要原因有三个:
Higher purchase price
由于电动汽车的购买成本通常更高,因此它们的pp王者电子官网成本也更高.
More expensive to repair
If the battery is damaged, the battery replacement could cost $5,000 to $15,000, which doesn’t include the cost of labor.
Higher EV accident payout
Insurers typically have a higher payout with EV accidents. 如果涉及到电池,即使是一个小事故也可能代价高昂. 此外,由于技术较新,接受过维修培训的技术人员较少.
Will an EV charging station affect my homeowners policy?
不,因为这些充电站通常使用110或220伏的电压,这是大多数住宅的标准电压. 但是,如果您需要额外的断路器,安装可能需要电工.
如果我在路上没电了怎么办,就像没油了一样?
Is my charging equipment covered by my auto policy?
What coverage options are available for electric vehicles?
Typical auto policies can include any of the following:
Typical auto policies can include any of the following:
赔偿由你负责的他人的人身伤害和财产损失.
为pg电子官方网页版在车祸中遭受的身体伤害支付医疗费和丧葬费.
如果你的车在没有pp王者电子官网的司机造成的事故中损坏,你可以支付财产损失(不是所有州都有).
赔偿因碰撞或火灾以外的原因而被盗或损坏的汽车, wind, hail, flood, earthquake, theft, vandalism, hitting a bird or animal). A deductible is not required.
赔偿因与其他物体碰撞或汽车翻倒而损坏的有盖汽车. A deductible is required.
Are there electric car insurance savings?
California Good Driver
If all operators of your vehicle are “good drivers,” as defined by law, you will receive a 20% premium savings on all coverages.
Good Student 1
Drivers under the age of 25, in high school, college, university or a college graduate, may be eligible.
Is my vehicle covered while in Mexico?
1 See our Good Student discount, 如果你的学生取得好成绩,你的分数可以高达25%,并一直持续到25岁. 你孩子最近的成绩单可能是降低保费的关键.
2 客户可能总是选择只购买一份保单,但购买两份或更多不同险种的折扣将不适用. 储蓄,折扣名称,百分比,可用性和资格可能因州而异.
3 折扣可能超过30%,各州不同(纽约上限为30%). Not available in CA, MA, RI. 根据个人事实和情况,在北卡罗来纳州可能无法获得折扣. Setup required.
4 储蓄,折扣名称,百分比,可用性和资格可能因州而异.
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State Farm Mutual Automobile Insurance Company
State Farm Indemnity Company
Bloomington, IL
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Richardson, TX